Rising inflation, then, won’t immediately make your mortgage repayments more expensive - but it could reduce the chances of ...

As a result, understanding the factors that drive mortgage interest rates may be more important than ever. By knowing what impacts mortgage rates, you'll be better equipped to navigate the complex ...

Mortgage rates tend to follow federal reserve ... Like the federal funds rate, the SOFR impacts the cost for institutions to borrow money overnight. But unlike the federal funds rate, the Secured ...

Moves by the Fed do not directly affect long-term fixed mortgage rates. They can, however, impact shorter-term loans, home equity financing and adjustable-rate mortgages. At its May 2025 meeting ...

Moody’s decision to downgrade the U.S. credit rating may have far-reaching consequences for your money, experts say.

Changes to the country’s credit rating impact interest consumers pay on household debt like mortgages, car loans and credit ...

Here's how that impacts mortgage rates. Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor.

The Federal Reserve influences mortgage rates by setting the federal funds rate, which impacts borrowing costs, investor activity, and market conditions. It indicates an expandable section or menu ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...