Rising inflation, then, won’t immediately make your mortgage repayments more expensive - but it could reduce the chances of ...

As a result, understanding the factors that drive mortgage interest rates may be more important than ever. By knowing what impacts mortgage rates, you'll be better equipped to navigate the complex ...

Moves by the Fed do not directly affect long-term fixed mortgage rates. They can, however, impact shorter-term loans, home equity financing and adjustable-rate mortgages. At its May 2025 meeting ...

Changes to the country’s credit rating impact interest consumers pay on household debt like mortgages, car loans and credit ...

Moody’s decision to downgrade the U.S. credit rating may have far-reaching consequences for your money, experts say.

Here's how that impacts mortgage rates. Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor.

It also impacts mortgage rates: When inflation is high, lenders typically set interest rates on consumer loans to compensate for the loss of purchasing power and ensure a profit. 💰 Build your ...

The Federal Reserve influences mortgage rates by setting the federal funds rate, which impacts borrowing costs, investor activity, and market conditions. It indicates an expandable section or menu ...

The impacts are likely to be felt across a wide swath of government services, but in terms of mortgage lending, the impacts tend to be minimal — except when it comes to reverse mortgages.

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...