Some retirees find themselves going back to work. Rising financial costs force some people back to work, while others still ...

Understanding your 401(k) after retirement is crucial for financial security and peace of mind. The transition from the accumulation phase to the distribution phase necessitates a shift in your ...

An IRA or 401 (k) rollover is one of those bumps in the road. A number of events can arise that make a rollover necessary, ...

The after-tax option predates the Roth 401(k). Of course, if you are saving for retirement and wish to do it on an after-tax basis, the Roth 401(k) is preferable to the after-tax option.

You can take a loan from your 401(k) plan if necessary, but it runs the risk of jeopardizing your long-term retirement goals, ...

After-tax 401(k) contributions blend the features of traditional and Roth 401(k)s, enabling you to save a lot more for retirement every year. Let's look at how after-tax 401(k) contributions work ...

Generally, you should only make 401(k) withdrawals as you enter retirement, but there are certain situations in which you may ...

A Redditor recently published a post in the Middle Class Finance subreddit about his progress toward retirement. The individual earns $80,000 per year and has $140,000 in his 401(k) plan as a 40 ...

A 401(k) plan is a tax-advantaged retirement savings plan. Named after a section of the U.S. Internal Revenue Code, the 401(k) is a defined-contribution plan provided by an employer. The employer ...

Beginning in 2024, the SECURE Act 2.0 will index IRA catchup contribution limits for inflation, making it likely that higher ...

After 20 years, that single $2,400 ... in company-matched funds and associated earnings by retirement. Sometimes, increasing your 401(k) balance is as simple as changing your investment options.