Text Callout : Key Takeaways - How the Federal Reserve Impacts Mortgages At its March 2025 meeting, the Federal Reserve opted to hold its target interest rate steady for a second straight time ...

While the federal funds rate only indirectly impacts mortgage rates, the 30-year-fixed mortgage rate is somewhat benchmarked by the 10-year Treasury bond yield, with the 30-year fixed-rate ...

This led to a drop in mortgage rates, providing a glimpse of what actions investors could take and how it may lead to a spike in activity as rates move lower." The 10-year treasury rate impacts ...

As a result, understanding the factors that drive mortgage interest rates may be more important than ever. By knowing what impacts mortgage rates, you'll be better equipped to navigate the complex ...

Here's how that impacts mortgage rates. Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor.

Rising inflation, then, won’t immediately make your mortgage repayments more expensive - but it could reduce the chances of an immediate interest rate cut. Where mortgages (and any other loans) are ...

On Money Monday our money expert Paul Hood joined News On 6 at 4 p.m. to discuss how the federal reserve's latest interest rate cut impacts mortgages, savings and more for Oklahomans. The Federal ...

The impacts are likely to be felt across a wide swath of government services, but in terms of mortgage lending, the impacts tend to be minimal — except when it comes to reverse mortgages.

Using sports betting or other gambling income to qualify for a mortgage isn’t a common practice, but it’s possible. If you want to include winnings on your loan application, be prepared to ...

Moves by the Fed do not directly affect long-term fixed mortgage rates. They can, however, impact shorter-term loans, home equity financing and adjustable-rate mortgages. At its May 2025 meeting ...

But as both of those have been high recently, repaying mortgages has been more expensive over the past two years unless you were locked into a lower-rate deal that didn’t need renewing.