You can write and send a hardship letter affirming that you are enduring financial distress brought about by COVID-19. This creates a written record that you are pursuing forbearance protection.

A hardship letter can help you qualify for loan reinstatement, forbearance, repayment plan, modification, a short sale, or a deed in lieu of foreclosure. Mortgage relief for financial hardships is ...

Mortgage forbearance can help you deal with a temporary financial setback. You'll be able to skip or make reduced payments for a predefined period of time, but interest still accrues. Some or all ...