KEY TAKEAWAYS Federal student loan borrowers could see their credit scores suffer for missed payments for the first time ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.

It takes time for the Fed’s decisions to filter through the economy — and then even more time for consumers to see the ...

With your home as collateral, do you still need a credit check to get a home equity loan? Here's what to know.

Credit card issuers are required to include a “minimum payment warning” in compliance with amendments to the Truth in Lending ...

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Even some of the cards on our best credit cards list charge APRs up to 25%. The average personal loan APR is currently 9.65%. While a balance transfer card with a long 0% APR might be a cheaper ...

Home equity loans come with appealing tax benefits. But do they apply when using the funds to buy a second home?

Some advertisements and offers on this page are from advertisers who pay us. That may influence which products we write about, but it does not affect what we write about them. Here's an explanation of ...

Bankruptcy can discharge or restructure most credit card debt, but there are exceptions. For example, luxury purchases or ...

Experts emphasize the importance of maintaining a good credit score as it could affect loans, credit cards and living ...