Understanding a realistic rate of return will help you create an accurate retirement plan. However, doing so requires diving deeper than the nominal rate of return, which is the income generated ...

Nominal interest rates are not adjusted for inflation ... the true economic impact and how inflation may affect the return on investment or the actual cost of borrowing. The effective interest ...

Nominal interest rates are the rates set by financial institutions ... It is also bad for banks because inflation reduces the real return of a loan.