When companies offer a pension, it's common to give retirees two options: collect the pension as a lifetime monthly payment ...

Lump Sum: Highly dependent on market timing. A poorly timed investment during a market peak can lead to lower returns. SIP: ...

Not many retirees or would-be retirees may be aware of this, but it’s possible to receive a lump-sum payment from their Social Security benefits – under the right conditions. If you have ...

Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires calculating the relative value of each option. Generally speaking, the sooner you can receive the lump ...

If this happens, the lump sum can be invested sooner and have more time to benefit from compound interest. In the end, this option could result in more money than the sum of all annuity payments ...

Of the two most common methods, SIPs vs. lump sum investment has emerged at the forefront. Both have advantages and disadvantages, which depend on the particular scenario of the individual.

A major issue faced by investors while opting for a mutual fund is to decide whether to go for SIPs or lump sum investment.