A budget planner is a tool, such as a worksheet or template, that you can use to ... 30% toward wants and 20% toward savings and debt repayment. Your take-home pay, or your monthly income after ...

If you're tired of owing money on credit cards, auto loans or other lines of credit, it's time to get serious about paying off debt. The first step to tackling debt is to total up how much you owe ...

You don't have to start from scratch and create a budget spreadsheet ... template provides a detailed income and expense tracking chart where you can enter items such as fixed and variable ...