Usually, 0% balance transfer cards offer a 0% rate for a limited period, such as 12 to 18 months. You can structure your debt ...

46% of American households carry credit card debt, according to a 2024 report from the Federal Reserve Bank of St. Louis. A balance transfer allows you to move a balance from one credit card to ...

Best balance transfer credit cards of February 2025 Best with intro 0% APR for 21 months Citi Simplicity® Card Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Best with intro 0% APR ...

The balance transfer facility allows the transfer of credit card outstanding from one card to another at a lower interest ...

Here's how to position yourself for a successful balance transfer and secure an appropriate balance transfer limit to ...

Most balance transfer credit cards offer no interest for upwards of six months, which can help you save a lot of money on your debt. But many of these cards charge a 3% to 5% balance transfer fee ...

Commissions do not affect our editors' opinions or evaluations. A credit card balance transfer offer can be a smart money move to help pay off high-interest debt. But there’s a twist ...

Be sure to use your credit card responsibly, and avoid spending more than you can afford to prevent incurring even more debt. Many balance transfer credit cards offer no-interest periods for new ...

Commissions do not affect our editors' opinions or evaluations. Using a balance transfer credit card can help you consolidate your card balances and pay off your debt faster—a financial goal ...

Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your credit score temporarily. Your credit score might also drop due to your new average ...

Don't be afraid of an annual fee. Explore your balance transfer options. Try paying your bill more than once a month. Many people overlook valuable credit card perks and strategies that could save ...