Leverage, measured as assets/equity, of around 13.7 times is much lower than that of major banks, which tend to be in the high teens. Nonmajor banks are not subject to the same capital requirements as ...

The prospect of homeownership has felt increasingly out of reach in the last few years. Prospective buyers face multiple ...

Staffing cuts at the FHA threaten to disrupt an agency that has historically insured more than 10% of the market.

BY WAYNE PORTER NETAR PRESIDENT Last year, conventional loans dominated local home sales, but they didn’t have the highest sales price. That distinction went to Veteran Administration loans. The ...

Introduction - Venture debt plays a prominent role in the Canadian venture capital market, and the size of the venture debt market ...

Purchasing a home with other borrowers can make it easier to qualify for a mortgage and get you better loan terms. Research from the Journal of Housing Economics suggests that it' ...

For most Americans, taking out a mortgage makes buying a home possible. But how do you get a mortgage? This guide breaks down ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

Combining a zero-down USDA loan with the popular barndominium home type could make your rural living dreams come true. But ...

A combination of insufficient funds, sudden unexpected expenses, and a poor or nonexistent credit history is arguably one of the worst financial situations one can face. Despite this, many ...

Credit score plays a pivotal role in deciding your approval for a personal loan. This is because conventional lending institutions consider it a measure of your creditworthiness, and so it weighs ...