Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

A credit card's welcome offer could add to your emergency fund, give you a head start on your next trip, or just add to your ...

Credit cards can be an effective tool to build credit whether ... the companies that gather the information used to calculate credit scores. With your activity on file at all three, future lenders ...

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Banks typically update their exchange rates daily, following international foreign exchange (forex) markets while adding a ...

Credit card balance transfers can lower your interest charges as you work to pay off your debt. But can you keep transferring ...

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Mortgage loan processes may seem confusing and lengthy to most, yet an understanding of them is vital in becoming a homeowner ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Getting preapproved for a credit card doesn't guarantee you'll be approved, but it can give you a ...