These are today's mortgage and refinance rates. Mortgage rates are down today, but it's unclear if they'll drop more.

Lenders assess creditworthiness by evaluating credit scores, repayment history, and credit utilization. Individuals can ...

First-time homebuyers may qualify for mortgages that offer low down payments, lenient credit score requirements or other ...

How long it takes for your credit score to improve after paying off debt depends on your credit. It generally takes a few ...

USDA loans offer the opportunity to buy a manufactured home with zero down. But it must be a new, never-lived-in manufactured ...

Federal housing cuts threaten to slow down mortgage processing for millions of Americans. The Trump administration's latest move impacts first-time homebuyers and those with lower credit scores.