Sample Letter For Disputing A Debt Collection Notice. Last updated: July 18, 2007 ... You don’t have to dispute a debt to get debt collectors to stop calling you.

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

If you've been called by a debt collector and aren't sure what to do, the U.S. Consumer Financial Protection Bureau has provided five sample letters.

Verify the debt and the collection agency. Go to each credit reporting agency's --Equifax, Experian, and Trans Union--website and navigate to their dispute page and file a dispute request.

Find all five sample letters on the consumer bureau's website. Always save all copies of your correspondence with a debt collector, even if you decide to pay, because settled debt collection ...

: We've started getting calls and letters from debt collectors who claim my husband, Thomas, has unpaid accounts. This isn't true. The callers eventually tell us the last four digits of the person ...

If the debt collector cannot prove that you owe the debt and continues with debt collection activity, calls, letters, and credit reporting, you can file a complaint with the CFPB and also dispute ...

When a debt collection agency contacts you about a past-due balance, the debt may not actually be yours. Federal law gives you 30 days to request that the collection agency validate your debt ...

If you don’t respond with your own letter within 30 days requesting further validation or disputing the debt, you’re effectively admitting that you owe the alleged debt.