Climate change has made extreme rainfall more common and more intense. But many flood risk maps have yet to catch up.

FEMA is anticipated to open a 90-day public appeal and comment period in the winter where property owners can formally challenge the flood zone designation but they must provide scientific or technical data to back up their request.

The Federal Emergency Management Agency is encouraging residents, business owners and community leaders to review proposed updates to the Flood Insurance Rate Map (FIRM) for Seneca County. A 90-day appeal and comment period will begin on July 23.

Camp Mystic owners successfully appealed to the Federal Emergency Management Agency to redesignate some buildings that had been considered part of a flood-hazard zone.

The risk of the catastrophic flooding that struck Texas Hill Country as people slept on July 4 and left at least 120 dead was potentially underestimated by federal authorities, according to an ABC News analysis of Federal Emergency Management Agency data, satellite imagery and risk modeling.

Many camps in the Guadalupe river region are adjacent or are partially inside high-risk flood zones, according to maps from the Federal Emergency Management Agency.

It’s discouraging that during this time when we have such a loss of life, and so many people’s lives have turned upside down, that people are playing politics with this,” Noem told NBC's Kristen Welker.