State Bank of India (SBI) , the country's top lender by assets, expects the industry's concerns over retail borrowers ...

The parent of the area bank posted a big loss in the fourth quarter, but said it has taken "significant steps" to reduce ...

The RBI’s repo rate significantly influences personal loan interest rates. A rise in the repo rate leads to higher loan costs ...

Personal loans are a popular choice for quick financial assistance without collateral, offering flexible repayment options.

The TruVision Alternative Bank Risk Score from TransUnion helps generate a credit score based on your banking history. Here’s ...

Tighter lending rules lead to increased defaults on small loans in Indian private banks amid slower economic growth.

Bankers expect some moderation in overall loan demand conditions during Q4 (January-March) of FY25 and seasonal moderation in ...

Entrepreneurs must focus on sustainable growth without suffocating their progress with liabilities that come with borrowing.

With the recent 25 bps reduction in the repo rate, banks are expected to lower home loan rates for both new and existing ...

The PM Vidyalaxmi scheme offers collateral-free education loans, ensuring financial support for meritorious students. With ...

Personal loans can be useful when you need extra funds, since you can use them for a variety of purposes. With a personal loan, the lender gives you a lump sum that you'll pay back with interest ...

Closing or pre-closing a loan account requires meticulous attention to detail. Failing to adhere to the procedural guidelines at this stage could result in complications later.