It's important that the information contained on your credit file is accurate, or you could be wrongly denied credit, including mortgages, cards and overdrafts. Our template letter shows how to ...

A goodwill letter, or late payment removal letter, asks a creditor to delete a late payment from your credit reports. Here are tips for sending a letter and a template to simplify the process.

Explaining the reasons for blemishes on your credit report can boost your borrowing power and open up a better range of deals. Our template guide shows how to write to credit agencies ...