T he 'file and suspend' strategy, once a popular method for maximizing Social Security benefits, is no longer available as of 2025. This change stems from the Bipartisan Budget Act of 2015, which ...

Social Security strategies: File and suspend By Jill Schlesinger August 16, 2012 / 7:31 AM EDT / MoneyWatch ...

At the Social Security office today, we were told that I cannot file and suspend, because I am entitled to more than 50 percent of my husband’s current benefit when I reach the age of 66.

The clock is ticking for older Americans who want to jump through the file-and-suspend loophole to maximize their household’s lifetime Social Security benefits. Yes, the Bipartisan Budget Act of ...

In honor of the 77th anniversary of Social Security, last week I covered the basic variables that go into any decision on when to claim benefits. This week, I’ll cover a Social Security strategy ...

File and suspend was a Social Security claiming strategy that allowed couples of retirement age to receive spousal benefits while delaying retirement credits.

At the end of April, one of the better-known loopholes in Social Security closed. Known as "File and Suspend," the strategy allowed couples to maximize both their spousal and retired-worker benefits.

SOURCE: PIXABAY USER UNSPLASH A stroke of a pen has eliminated the commonly used "file and suspend" Social Security strategy, but that doesn't mean.

Before I begin today’s column, I must clarify something. In several past columns, I discussed the looming April 30 deadline for filing a Social Security retirement claim and then immediately ...

This week, I’ll cover a Social Security strategy that can help married couples, which is called “file and suspend.” Many people think of the decision to file for Social […] Skip to content ...