On January 5, 2025, the Social Security Fairness Act was signed into law, marking a major reform for public sector workers, ...
Qualifying for Social Security benefits in retirement generally goes something like this: Work and pay taxes on your income.
If you and your spouse have a nice amount of money saved up, then you may decide that you'll each claim Social Security as soon as you're able to — meaning, at age 62. And if you're the same age, that ...
If he were to predecease you, you'd also be eligible for survivor benefits. Spouses and ex-spouses may get up to 100% of the deceased's benefit, depending on when they claim in relation to their Full ...
Or is she not eligible for spousal benefit at all? Thanks for what you do. Social Security spousal benefits can be tricky to navigate, and couples that plan carefully can maximize their total ...
If you're divorced, you don't need to wait until your ex-spouse claims Social Security to get spousal benefits. But this assumes you've been divorced for at least two years. If you have a spouse ...
Switching from one type of Social Security benefit to another is possible for some married people, but mind the rules.
1. When your spouse claims benefits can matter a lot It's no secret that one spouse can claim Social Security retirement benefits based on the other spouse's earnings history. However, when the ...
The WEP reduced Social Security benefits for those who received government retirement or disability pensions, while the GPO pared down spousal benefits for those who received pensions. If those ...
Married couples have multiple Social Security strategies. Claim early, file together at FRA, or stagger claims, choosing ...