Vanguard recently released its 2025 report on how America saves. It revealed a record 4.8% of 401(k) holders took a hardship ...

Americans set aside a record-high portion of their paycheck in their 401(k) accounts last year, according to Vanguard.

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

Americans are saving more for retirement than ever before, according to a new report from Vanguard. The average 401(k) ...

They are contributing to their 401(k)s much earlier than millennials did, reports show, and young women in particular are ...

The average 401(k) savings rate is at record-high levels, according to a Vanguard report. See how the current rate compares ...

According to PensionBee’s analysis, a $4.55 monthly nonemployee maintenance fee on top of other costs can add up to nearly $18,000 in lost retirement funds over time. Not only does the monthly fee eat ...

While 401 (k) savings rates and balances are up, so are hardship withdrawals. First, the positive: The average 401 (k) balance among nearly 5 million accounts in Vanguard’s data set was $148,153 ...

The median balance of defined contribution plans — which are employer-sponsored retirement plans like 401 (k)s or 403 (b)s — among workers making between $100,000 and $149,999 is nearly double ...

Despite economic pressures, 401(k) plan sponsors continued to move forward in 2024, leveraging the power of automatic solutions to help drive savings and participation rates to all-time highs.

Only 18% of participants used the post-tax Roth 401 (k) savings feature now offered by most plans. And only 10% used the after-tax contribution feature, which allows participants to make extra ...