Vanguard recently released its 2025 report on how America saves. It revealed a record 4.8% of 401(k) holders took a hardship ...

Americans set aside a record-high portion of their paycheck in their 401(k) accounts last year, according to Vanguard.

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Americans are saving more for retirement than ever before, according to a new report from Vanguard. The average 401(k) ...

They are contributing to their 401(k)s much earlier than millennials did, reports show, and young women in particular are being aggressive about saving.

While 401 (k) savings rates and balances are up, so are hardship withdrawals. First, the positive: The average 401 (k) balance among nearly 5 million accounts in Vanguard’s data set was $148,153 ...

The median balance of defined contribution plans — which are employer-sponsored retirement plans like 401 (k)s or 403 (b)s — among workers making between $100,000 and $149,999 is nearly double ...

Only 18% of participants used the post-tax Roth 401 (k) savings feature now offered by most plans. And only 10% used the after-tax contribution feature, which allows participants to make extra ...

The average 401(k) savings rate is at record-high levels, according to a Vanguard report. See how the current rate compares to the recommended benchmarks.

As of 2023, there were 29.2 million left-behind 401 (k) accounts holding roughly $1.65 trillion in assets, up 20% from two years earlier, according to the latest data by Capitalize, a fintech firm ...

Americans are saving more for retirement than ever before. Vanguard’s new report shows that in 2024, the average 401(k) savings rate reached a record high of 12%. This includes both employee ...

The average 401(k) savings rate is at record-high levels, according to a Vanguard report. See how the current rate compares to the recommended benchmarks.