Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

Vanguard recently released its 2025 report on how America saves. It revealed a record 4.8% of 401(k) holders took a hardship ...

If you're planning to retire at the end of this decade, you only have about 60 months left to squirrel money away and plan ...

As stock and bond markets have whipsawed this year, you may be afraid to look at your 401 (k) account balance. But all of the volatility actually makes this an opportune time to look under the hood of ...

If you’re like many new retirees who could use a nice raise, some of Vanguard’s higher-yielding ETFs (Exchange-Traded Funds) ...

The total 401 (k) contribution limit that includes employer and employee contributions and after-tax 401 (k) contributions is $69,000 in 2024 ($76,500 for those age 50 or older).

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Americans set aside a record-high portion of their paycheck in their 401(k) accounts last year, according to Vanguard.

The average 401(k) savings rate is at record-high levels, according to a Vanguard report. See how the current rate compares ...

The maximum contribution to a 401(k) plan that any employee can make — not including matching contributions from an employer ...

By contrast, the 401 (k) contribution limit for 2025 is $23,500. If you're aged 50 to 59 or 64or older, you can pitch in an additional $7,500 in catch-up contributions.