Vanguard recently released its 2025 report on how America saves. It revealed a record 4.8% of 401(k) holders took a hardship ...

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Nearly half of middle-class Americans don't plan to retire at 65, study finds 04:55. Millions of Americans rely on their 401(k) plans to ensure a comfortable retirement, but recent research from ...

Data from Vanguard shows that average participation in 401(k)-type plans rose from 79% in 2014 to 85% in 2023. When companies automatically enroll workers in retirement saving, participation rises ...

Since the 401(k) retirement plan was introduced in the early 80’s, it has remained the preferred and most trusted retirement savings plan for millions of US workers. After all, the 401(k) plan ...

The average person age 65 and older has $272,588 in his or her 401(k), according to the latest data from retirement giant Vanguard. This is significantly higher than the average balance of ...

Employees at investment giant Vanguard Group will no longer have access to an S&P 500 index fund as a choice in its 401(k) retirement plan, according to a report in the Philadelphia Inquirer. Back ...

One of the biggest perks of 401(k) retirement plans is the opportunity for employees to earn "free money" through employer matching contributions; however, recent research from Vanguard Group ...

Americans set aside a record-high portion of their paycheck in their 401(k) accounts last year, according to Vanguard.

The 401(k) retirement savings plan is undergoing changes in 2025 aimed at enhancing retirement savings opportunities for many Americans, particularly older workers. The new rules include higher ...

More Americans are raiding their retirement savings to cover emergency expenses, taking early withdrawals from their 401(k)s.. A record 4.8 percent of account holders took hardship withdrawals ...

The average person age 65 and older has $272,588 in his or her 401(k), according to the latest data from retirement giant Vanguard. This is significantly higher than the average balance of ...