Getting a land loan creates challenges that are different from applying for a house mortgage. For example, because lenders require surveyed boundaries, you’ll need to check the property's zoning ...

(Image credit: Getty Images) By Clay Bethune. published 28 September 2023 in Features. ... So before applying for a loan, figure out exactly what you need and why. If you don’t, ...

You'll also need to complete a closing as you would for a traditional mortgage loan. And, somewhere in that process, most borrowers will need to have a lender complete a home appraisal.

If you have a good credit score, you're likely to qualify for a personal loan with most lenders.If you have an excellent score, you're likely to qualify for the lowest rates and most favorable ...