A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

What helps poor kids grow up to make better decisions about money? A new study of 25 million people finds an unexpected ...

A federal judge has struck down a Biden-era rule which would have eliminated medical debt from Americans credit reports.

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Paying off balances and reducing debt will improve a 500 credit score fast. As you pay down debt, you will lower your credit ...

Credit scores matter more than ever. With mortgage rates elevated, a good credit score can lead to real savings. Better ...

A 600 credit score falls into the bad credit range. Find out how your score affects your financial life and what steps you can take to strengthen it.

A credit score is a three-digit number that indicates how likely you are to pay back money when you borrow it, based on your credit history and data from major credit bureaus.

What’s the importance of credit score vs. other factors in getting a loan. It’s similar to a college application — your credit score is like your GPA or your SAT score.

Services that split up payments into installments are increasingly popular, especially among young and low-to-middle income ...

Fair Isaac, which produces the widely used FICO credit score, typically upgrades its formula every few years. The last upgrade, FICO 9, was released in 2014. FICO 8, ...