Conventional loans are the main engine driving the home mortgage machine and are the go-to loan product for most borrowers. In fact, over 77% of all mortgages originated in 2023 were conventional ...

More than half of Americans still think a 20% is required to buy a home. This longstanding myth could get in the way of ...

Depending on your financial goals and timeline, it could be worth getting an ARM loan this month, experts say.

Impact Link One of the first decisions you'll make when shopping for a home is what type of mortgage you'll use. Conventional mortgages — those not guaranteed by any government agency — are by ...

These loans typically have lower down payment and credit score requirements compared to conventional loans. FHA loan rates can vary by lender, though, so be sure to compare your options before ...

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

Its average rates are also a bit high. 680 Conventional refinance, home equity loan If you're looking to refinance your mortgage or get a home equity loan, Discover is a strong option. It's one of ...

A down payment of less than 20% on a conventional mortgage will typically require private mortgage insurance, however. What happens after you've paid off your mortgage? Once you've made your last ...