Microsoft Loop can be great if you are a dedicated Microsoft Suite user, but there's not as much functionality.

Equity mutual funds have seen up to 20% negative returns in the last nine months, with 160 out of 269 funds posting losses.

Don't think that corporate bond funds do not have any risk. Sure, the highest rating of AAA offers you higher safety. But make sure your fund manager is not taking any extra risk to make extra returns ...