Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

Vanguard recently released its 2025 report on how America saves. It revealed a record 4.8% of 401(k) holders took a hardship ...

As stock and bond markets have whipsawed this year, you may be afraid to look at your 401 (k) account balance. But all of the volatility actually makes this an opportune time to look under the hood of ...

If you’re like many new retirees who could use a nice raise, some of Vanguard’s higher-yielding ETFs (Exchange-Traded Funds) ...

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Americans set aside a record-high portion of their paycheck in their 401(k) accounts last year, according to Vanguard.

The average 401(k) savings rate is at record-high levels, according to a Vanguard report. See how the current rate compares ...

According to PensionBee’s analysis, a $4.55 monthly nonemployee maintenance fee on top of other costs can add up to nearly $18,000 in lost retirement funds over time. Not only does the monthly fee eat ...

Vanguard also puts the median 401 (k) balance for Americans 65 and over at $88,488. When you have a data set with a median that's much smaller than the average, the median tends to be the more ...

Last year, 61 percent of 401 (k)-type plans through Vanguard automatically enrolled new hires, up from 36 percent in 2014. Second, Congress has made it easier to request hardship withdrawals in ...

Rather than focusing on a single retirement year, some Vanguard funds use a five-year horizon, such as 2046 to 2050 in the case of Vanguard Target Retirement 2050 Fund (NASDAQ:VFIFX).