Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan participation, balance amounts, and investment outcomes remain skewed toward ...

Vanguard recently released its 2025 report on how America saves. It revealed a record 4.8% of 401(k) holders took a hardship ...

If you're planning to retire at the end of this decade, you only have about 60 months left to squirrel money away and plan ...

Some older Americans assume that since they no longer need to worry about a job loss, they don't need emergency savings. On ...

As stock and bond markets have whipsawed this year, you may be afraid to look at your 401 (k) account balance. But all of the volatility actually makes this an opportune time to look under the hood of ...

If you can set aside $450 per month and can put that into the stock market, I'll show you how doing that over the long term ...

If you’re like many new retirees who could use a nice raise, some of Vanguard’s higher-yielding ETFs (Exchange-Traded Funds) ...

The total 401 (k) contribution limit that includes employer and employee contributions and after-tax 401 (k) contributions is $69,000 in 2024 ($76,500 for those age 50 or older).