To live comfortably in retirement, many workers expect to need more than $1 million dollars. Yet many say they will fall ...

The whole trick to retirement savings is to put money away steadily and consistently. But one lesson that Generation X and boomers missed out on when the U.S. retirement system switched over to favor ...

Behavioral finance ‘nudges’ and other helpful features were supposed to help people save for retirement. Here’s what happened instead.

Today, the median 401 (k) balance for top-decile earners is about 10 times that of middle-income participants. Indeed, plan ...

Vanguard recently released its 2025 report on how America saves. It revealed a record 4.8% of 401(k) holders took a hardship ...

Now is the ideal time to max out your contributions to retirement accounts. Once these five years have passed, you may not ...

As stock and bond markets have whipsawed this year, you may be afraid to look at your 401 (k) account balance. But all of the volatility actually makes this an opportune time to look under the hood of ...

Some older Americans assume that since they no longer need to worry about a job loss, they don't need emergency savings. On ...

Thinking about changing jobs? New data reveals that many employees leave money in old 401(k) plans, often unaware of the fees that could deplete their savings over time.

But earning a higher salary can help you save more, as long as you increase your contributions along with your income. So it ...

Americans set aside a record-high portion of their paycheck in their 401(k) accounts last year, according to Vanguard.