Large employer group Medicare Advantage plans typically have lower copays than individual Medicare Advantage plans you can buy on your own BUT are less rich and cost retirees more out of pocket than the health plan these employers previously offered their retirees. Group Medicare Advantage plans cost you more than Group Medicare Supplement plans. Its a win for your employer. Click here for my FREE cheat sheet, workshop, and more! linktr.ee/medicaremama | The Medicare Family